Consolidated Subsidiaries

Japan

AEON CREDIT SERVICE CO., LTD.

Businesses:

Processing business, bank agency business, ATM business, credit guarantee business, acquiring business, Internet business, electronic money business

AEON Bank, Ltd.

Businesses:

Banking business, credit card business

AEON INSURANCE SERVICE CO., LTD.

Businesses:

Life insurance sales business, non-life insurance agency business

AEON Product Finance Co., Ltd.

Businesses:

Credit guarantees, credit card purchase contracts, guarantee business, loan purchases, collection and payment agency

AEON S.S.Insurance CO., LTD.

Businesses:

Short-term small amount insurance

AEON HOUSING LOAN SERVICE CO., LTD.

Businesses:

Housing and other loans, credit management, life and non-life insurance agency business

ACS CREDIT MANAGEMENT CO., LTD.

Businesses:

Management, collection and purchase of specified monetary claims, backup servicing business

ACS Leasing Co., Ltd.

Businesses:

Various property leases, installment sales

Overseas

Listed on Hong Kong Stock Exchange

AEON CREDIT SERVICE (ASIA) CO., LTD.

Businesses:

Credit card business, loan business

Listed on Stock Exchange of Thailand

AEON THANA SINSAP (THAILAND) PLC.

Businesses:

Credit card business, loan business, credit card purchase contracts

Listed on Bursa Malaysia

AEON CREDIT SERVICE (M) BERHAD

Businesses:

Credit card business, loan business, credit card purchase contracts

Hong Kong

Taiwan

China

Vietnam

Philippines

Laos

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