Consolidated Subsidiaries

Japan

AEON CREDIT SERVICE CO., LTD.

Businesses:

Processing business, bank agency business, ATM business, credit guarantee business, acquiring business, Internet business, electronic money business

AFS CORPORAION CO., LTD.

Businesses:

Business incidental to business management and management of the bank holding company group belonging to the company,
Other operations that the bank holding company can engage in by the Bank law.

AEON Bank, Ltd.

Businesses:

Banking business, credit card business

AEON INSURANCE SERVICE CO., LTD.

Businesses:

Life insurance sales business, non-life insurance agency business

AEON Product Finance Co., Ltd.

Businesses:

Credit guarantees, credit card purchase contracts, guarantee business, loan purchases, collection and payment agency

AEON S.S.Insurance CO., LTD.

Businesses:

Short-term small amount insurance

AEON HOUSING LOAN SERVICE CO., LTD.

Businesses:

Housing and other loans, credit management, life and non-life insurance agency business

ACS CREDIT MANAGEMENT CO., LTD.

Businesses:

Management, collection and purchase of specified monetary claims, backup servicing business

ACS Leasing Co., Ltd.

Businesses:

Various property leases, installment sales

Overseas

Listed on Hong Kong Stock Exchange

AEON CREDIT SERVICE (ASIA) CO., LTD.

Businesses:

Credit card business, loan business

Listed on Stock Exchange of Thailand

AEON THANA SINSAP (THAILAND) PLC.

Businesses:

Credit card business, loan business, credit card purchase contracts

Listed on Bursa Malaysia

AEON CREDIT SERVICE (M) BERHAD

Businesses:

Credit card business, loan business, credit card purchase contracts

Hong Kong

Taiwan

China

Vietnam

Philippines

Laos

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