Consolidated Subsidiaries

Japan

AFS CORPORATION CO.,LTD.

Businesses:

Business incidental to business management and management of the bank holding company group belonging to the company,
Other operations that the bank holding company can engage in by the Bank law.

AEON Bank, Ltd.

Businesses:

Banking business, credit card business

AEON INSURANCE SERVICE CO., LTD.

Businesses:

Life insurance sales business, non-life insurance agency business

AEON S.S.Insurance CO., LTD.

Businesses:

Short-term small amount insurance

AEON HOUSING LOAN SERVICE CO., LTD.

Businesses:

Housing related loans, non-life insurance agency business

ACS CREDIT MANAGEMENT CO., LTD.

Businesses:

Management, collection and purchase of specified monetary claims, backup servicing business

ACS Leasing Co., Ltd.

Businesses:

Various property leases, installment sales

AEON Allianz Life Insurance Co., Ltd.

Businesses:

Life insurance business

FeliCa Pocket Marketing Inc.

Businesses:

Providing digital solutions that solve social and regional issues for local governments

KYOEI A&I Co., Ltd.

Businesses:

Various property leases, Insurance agency services

Overseas

Listed on Hong Kong Stock Exchange

AEON CREDIT SERVICE (ASIA) CO., LTD.

Businesses:

Credit card business, loan business

Listed on Stock Exchange of Thailand

AEON THANA SINSAP (THAILAND) PCL.

Businesses:

Credit card business, loan business, credit card purchase contracts

Listed on Bursa Malaysia

AEON CREDIT SERVICE (M) BERHAD

Businesses:

Credit card business, loan business, credit card purchase contracts

Hong Kong

Thailand

China

Philippines

Laos